Mobile money—the ability to store and transfer money using cell phones—is one of the most talked-about technologies in global development. Proponents believe it could redefine what it means to be poor by giving poor people access to basic financial services. Below is a short video outlining how mobile money can make a difference in the developing world.
Monday, March 18, 2013
Mobile Money in Developing Economies
One of the activities I am working on here in Ghana with my organization, the Ghana National Education Campaign Coalition (GNECC) is a new process for the collection of membership dues. Currently our members, mostly non-governmental organizations (NGOs) involved in the education sector, pay yearly membership dues to GNECC. This currently requires them to travel to a lead agency representative we have in each of the seven regions we work in Ghana. Our new approach will allow our members to pay these dues in a much more convenient way using their mobile phone. They will be able to do this in thousands of locations in Ghana, and with training can do it themselves wherever they are. This will be hugely convenient to our members but it will also have a real benefit for GNECC, as easier to pay dues are more likely to be paid. GNECC is working towards reducing its reliance on donors to strengthen its resilience and sustainability and a robust system to collect membership fees is key, especially in the context where so many Ghanaians do not have access to banks or credit as we are used to in Canada.
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